Find Addiction Treatment Centers Covered by Your Insurance

Search our comprehensive directory of verified in-network addiction treatment facilities. Filter by state, insurance provider, and treatment type to find quality care covered by your plan.

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Your Independent Resource for Finding In-Network Care

We're an independent directory that helps you discover which addiction treatment facilities are in-network with your insurance, making it easier to find quality care that's covered by your plan.

Without a directory

  • Call multiple facilities to verify insurance coverage
  • Navigate phone trees and extended hold times
  • Uncertainty about which facilities are in-network
  • Hours of research to find covered treatment options

With our directory

  • Search by state and insurance to find in-network facilities instantly
  • Access comprehensive facility information and direct website links
  • Filter by treatment type and location preferences
  • Contact facilities directly knowing they're in your network

How it works

Three simple steps to find facilities that accept your insurance

1

Enter your details

Select your state and insurance provider. Optionally filter by treatment type (detox, residential, PHP, IOP, outpatient).

2

View in-network facilities

Browse treatment centers contracted with your insurance provider. Each listing includes a direct link to the facility's website.

3

Connect directly

Contact facilities directly to verify your specific coverage and take the next steps. We never interfere with your conversations.

Important: Understanding your coverage

When a facility is "in-network," it means they have a contract with your insurance company. However, your specific coverage depends on your individual plan, deductible, and benefits. Our directory shows you which facilities are in your insurer's network—the first step. You'll still need to contact them directly to verify exactly what your plan covers.

Why in-network matters

The difference between in-network and out-of-network care can be thousands of dollars. Here's what you should know.

In-Network

  • Significantly lower copays and coinsurance (typically 10-30% of costs)
  • Pre-negotiated rates between facilities and insurance companies
  • Costs count toward your in-network deductible and out-of-pocket maximum
  • Protected from surprise "balance billing"

Out-of-Network

  • Substantially higher out-of-pocket costs (typically 40-60% or more)
  • No negotiated rates—facilities can charge full price
  • Separate, higher deductible that must be met first
  • Risk of balance billing for amounts insurance doesn't cover

Understanding the Mental Health Parity Act

Federal law requires insurance companies to cover mental health and addiction treatment on par with other medical conditions. The Mental Health Parity and Addiction Equity Act (MHPAEA) ensures this. However, "required to cover" doesn't mean unlimited coverage—your actual benefits depend on your specific plan's terms and conditions. This is why verifying your coverage directly with facilities is essential before beginning treatment.

Need immediate help?

If you or someone you know is in crisis, these resources are available 24/7.